Inflation Calculator India
Calculate purchasing power loss due to inflation over time.
₹
%
India avg CPI: 5–7% per year
You will need this much in 10 years to match today's ₹1.0L
₹1,79,085
Today's Value
₹1,00,000
Value in 10 Years
₹1,79,085
Purchasing Power Loss
79.1%
Today's ₹1 Lakh Worth in 10Y
₹55,839
About Inflation in India
How inflation erodes purchasing power
Inflation means your money buys less over time. At 6% annual inflation, ₹1 lakh today will have the purchasing power of ₹55,839 after 10 years. This is why keeping money idle in a savings account (earning 3%) loses real value.
India's inflation history
Average CPI inflation: 6–7% over the last decade
Food inflation runs higher — 8–10% in recent years
Education inflation: 10–12% per year
Healthcare inflation: 12–14% per year
Check RBI website for current CPI data
Beating inflation
FD rates (6.5–7.5%) barely beat inflation net of tax
Equity mutual funds have historically returned 12–14% long-term
Real estate and gold have roughly matched inflation over long periods
Goal: your investment return must exceed inflation + tax rate
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