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10 Schemes — Updated 2026
Find out which central government schemes you are eligible for and exactly how to apply.
PM Awas Yojana (PMAY)
Subsidized housing for EWS, LIG, and MIG families. Urban and rural schemes available.
💰 Up to ₹2.67 lakh subsidy
Housing & Urban Affairs
Ayushman Bharat — PM-JAY
Health coverage of ₹5 lakh per family per year for secondary and tertiary care.
💰 ₹5 lakh/year health cover
Health & Family Welfare
How to Apply for Ayushman Card 2026
Online portal, CSC, hospital kiosk — three ways to get your free Ayushman card.
💰 Free card — ₹5L coverage
PM Kisan Samman Nidhi
Direct income support to small and marginal farmers. ₹6,000 per year in 3 installments.
💰 ₹6,000/year direct transfer
Agriculture & Farmers
PM Kisan Registration 2026
New registration, mandatory e-KYC, and how to check your ₹6,000 payment status.
💰 ₹6,000/year — apply now
PM Suraksha Bima Yojana
Accident insurance of ₹2 lakh for just ₹20 per year. Enrol through your bank.
💰 ₹2 lakh for just ₹20/year
Finance Ministry
PM Jan Dhan Yojana
Zero-balance bank accounts with accident insurance, overdraft facility, and RuPay card.
💰 ₹2 lakh accident cover
Atal Pension Yojana (APY)
Guaranteed pension of ₹1,000–5,000/month after age 60 for unorganized sector workers.
💰 ₹1,000–5,000/month pension
PM Mudra Yojana
Collateral-free loans from ₹50,000 to ₹10 lakh for small businesses and entrepreneurs.
💰 Loans up to ₹10 lakh
NREGA — 100 Days Work Guarantee
100 days of paid work per year. How to get your job card and demand work.
💰 ₹220–370/day wages
Rural Development