Banking

Check EPF Balance Online India – 5 Easy Methods

3 min read

Updated: January 2026

Disclaimer: This guide is for general educational purposes only and is not legal advice. Laws may vary by state and change over time. Consult a qualified lawyer for advice specific to your situation.

How to Check EPF Balance Online – 5 Methods

What is EPF?

The Employees' Provident Fund (EPF) is a retirement savings scheme where both you and your employer contribute 12% of your basic salary each month. You can check your balance any time using these methods.

Method 1: EPFO Member Portal (Most Detailed)

Website: passbook.epfindia.gov.in

  1. Go to the portal
  2. Enter your UAN (Universal Account Number) and password
  3. Click "View Passbook"
  4. Download complete transaction history as PDF

Gives you: Complete passbook with every deposit, withdrawal, and interest credited.

Method 2: UMANG App (Easiest on Mobile)

Download: Search "UMANG" on Play Store or App Store

  1. Open UMANG → Search "EPFO"
  2. Select "Employee Centric Services" → "View Passbook"
  3. Enter UAN and OTP
  4. View current balance and passbook

Method 3: Missed Call (No Internet Needed)

Give a missed call from your Aadhaar-linked mobile number to: 📞 011-22901406

You'll receive an SMS with your EPF balance within 2 minutes.

Requirement: Mobile number registered with UAN must be the same number you're calling from.

Method 4: SMS

Send an SMS from your registered mobile number:

EPFOHO UAN ENG to 7738299899

Replace "ENG" with your preferred language:

  • HIN (Hindi), MAR (Marathi), GUJ (Gujarati), BEN (Bengali), KAN (Kannada), TEL (Telugu), TAM (Tamil), PUN (Punjabi), MAL (Malayalam)

Method 5: EPFO App

Download: "EPFO Official" app on Play Store / App Store

Login with UAN → View balance and passbook.

Activating Your UAN (First Time)

If you've never used your UAN:

  1. Go to unifiedportal-mem.epfindia.gov.in
  2. Click "Activate UAN"
  3. Enter UAN, Aadhaar, and mobile OTP
  4. Create password
  5. UAN is now active

Where to find your UAN: On your salary slip, offer letter, or ask your HR department.

Checking PF Without UAN

If you don't have UAN or your employer never gave it:

  1. Contact your employer's HR — they are required to provide UAN
  2. Or call EPFO Helpline: 1800-118-005 with your PF account number (from salary slip)
  3. Or visit the nearest EPFO Regional Office

Transferring PF When Changing Jobs

When you change jobs, always transfer (not withdraw) your PF:

  1. Login to EPFO portal → "Online Services" → "One Member – One EPF Account (Transfer Request)"
  2. Enter current and previous employer details
  3. Submit — transfer happens in 10–15 working days

Withdrawing PF before 5 years of service incurs income tax on the amount.

EPFO Helpline

1800-118-005 (Toll Free, Mon–Sat, 9:45 AM–5:15 PM) Portal: epfindia.gov.in


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About This Guide

Category

Banking

Reading Time

3 min read

Language

English

Updated

Jan 2026

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